Business loans

Are you ready to open your doors too?

If you’ve got a great business idea you want to get off the ground or are just having a few cash flow problems, we can help with a business loan to suit.

Or go to full application

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Loans to grow your business.

Whether you need cash to get your new company off the ground, to expand, or to cover a shortfall, we can tailor a business loan to suit your business and your budget.

Personal loan options
Secure loan

A secured loan gives you more options and better rates. All you need is a car or property to offer as security.


If you’re looking for a new business vehicle, getting preapproved for a loan means you’ll be able to snap up the deals when you see them.

Bad credit loan

Even if you’ve got a bad credit history or defaults with Baycorp and are having trouble getting business finance, our lending experts can probably help.

Unsecured loan

If you don’t have a car or property, or if your car already has finance on it, you can still get an unsecured business loan – just talk to us.

Debt consolidation

If you need a loan for your business but are feeling a bit bogged down with other credit cards, loans and hire purchase debt, you could consolidate them all into one easy loan. It’s simpler and could save your business money in the long run.

Refinance loan

If you’re paying too much interest somewhere else, we can help. Refinance your business loan with us and we’ll sort you out with an interest rate and repayments to suit you.

Business loan repayment options

The best business loans are the ones that are tailored to suit you – and that’s what you’ll get at The Lending Room.

You can choose to make direct debit repayments monthly, weekly or fortnightly – it’s simple. Set it up so that you make repayments just after your invoices are due and you’ll never have to worry about missing one again.

You’ll also get a tailored interest rate, depending on things like your financial situation and credit history – all we need is a bit of info about your circumstances, income and expenses.

Lisa and the team were helpful, friendly, efficient and professional.  Would definitely recommend The Lending Room to friends and family.  Thanks again.

- B Chapman
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Sick of forms? Then just give us a call during office hours.

Office hours

8.30am - 5.00pm, Monday to Friday.


0800 96 22 22

Physical Address

Level 2, 38 Business Parade North, Highbrook

Mailing Address

PO Box 87294, Meadowbank, Auckland

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