Car finance loan

Ready to snap up your perfect car too?

If you’re like Jenna and need something to get you from A-B or have your eye on an awesome new set of wheels, a boat or a motorbike talk to us about sorting vehicle finance to suit you.

Or go to full application

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Car loans to get you on the road

Car finance makes it easy to get the car you need, faster. You can take out a loan to cover all or part of your new vehicle, whether you’re putting down a deposit, or trading in your current car. Since your new car will be used as security, vehicle loans generally have great interest rates and deals.

Car finance options
Secure loan

Vehicle finance is generally a secured loan – your new car, boat or motorbike is the security. This gives you more options and better rates.


If you’re looking for a new car, boat or motorbike, getting preapproved for a loan means you’ll be able to snap up the deals when you see them.

Bad credit loan

Even if you’ve got a bad credit history or defaults with Baycorp and are having trouble getting finance, our lending experts can probably help – just talk to us.

Debt consolidation

If want finance for a new vehicle, but are feeling bogged down by store cards, credit cards, loans or hire purchases, you can consolidate them and pay it off in one easy repayment.

Refinance loan

If you’re paying too much interest on your car finance somewhere else, we can help. Refinance your loan with us and we’ll sort you out with an interest rate and repayments to suit.

Car finance repayment options

The best car loans are the ones that are tailored to suit you – and that’s what you’ll get at The Lending Room.

You can choose to make direct debit repayments, monthly, weekly or fortnightly – it’s simple. If you set it up on your pay day, you’ll never have to worry about upcoming payments again.

You’ll also get a tailored interest rate, depending on things like your financial situation and credit history – all we need is a bit of info about your circumstances, income and expenses.

Car insurance

If you’re worried about protecting your investment, we can help you out with mechanical breakdown Insurance (to cover you if you break down). Guaranteed Asset Protection Insurance and Payment Protection Insurance will also help keep things simple if you find yourself unable to make payments.

With these insurances in place, you can be confident you’ve got the right back-up if something unexpected happens.

How much can I afford?

Loan type:
Personal loan
Car finance
Debt consolidation
Unsecured loan
Cash advance
Loan period:
Your weekly repayments:
Loan repayment amounts provided are indicative only and do not constitute an offer for finance from The Lending Room. All loans are subject to The Lending Room's credit and lending criteria. Interest rates and actual repayment amounts will vary depending on a number of factors including the term of the loan, the amount borrowed, security offered and the applicant's credit rating. Higher loan values are available on request, just ask one of our friendly team.

I am writing to you just to tell you how very much I appreciate the perfect service you gave me when I applied for the personal loan last week.
The help and advice you gave me, and the documents you prepared for me, have resulted in the loan and I should like you to know how very grateful I am for all you have done to make it possible.
L Ke

- L Ke
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Sick of forms? Then just give us a call during office hours.

Office hours

8.30am - 5.00pm, Monday to Friday.


0800 96 22 22

Physical Address

Level 2, 38 Business Parade North, Highbrook

Mailing Address

PO Box 87294, Meadowbank, Auckland

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