Cash advance

Get back on track faster

Sometimes unexpected expenses can crop up and, like Rosita, you need your pay day to come a little bit sooner – that’s when a cash advance could come in handy.

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Cash advances on your pay check

If you’ve run into some unexpected bills, a cash advance is a simple way to get things sorted. Depending on your income, you could have up to $1500 in your pocket the same day you apply for the loan. And since you pay it off at the next pay day, you won’t have a debt hanging around for a long time.

Other loan options
Secure loan

If you need a little more than a cash advance, a secured loan gives you more options and better rates. All you need is a car or property to offer as security.

Bad credit loan

Even if you’ve got a bad credit history or defaults with Baycorp and are having trouble getting finance, our lending experts can probably help.

Unsecured loan

If you need to borrow more than a cash advance, but don’t have a car or property, or if your car already has finance on it, you can still get an unsecured loan – just talk to us.

Debt consolidation

If you need a cash advance, but are feeling bogged down by store cards, credit cards, loans or hire purchases you could consolidate them with a personal loan and pay them all off together.

Loan repayment options

The best cash advances are the ones that are tailored to suit you – and that’s what you’ll get at The Lending Room.

Depending on what you need, you could get a cash advance for up to six months, and depending on when you put in the application you’ll generally get the cash on the next day.

The direct debit repayments are either monthly, weekly or fortnightly – it’s simple. It is set up on your pay day so you’ll never have to worry about upcoming payments again. Once you’ve repaid your first cash advance, you can apply for another whenever you need one, just by sending a text.

How much can I afford?

Loan type:
Personal loan
Car finance
Debt consolidation
Unsecured loan
Cash advance
Loan period:
Insurance:
Your weekly repayments:
Loan repayment amounts provided are indicative only and do not constitute an offer for finance from The Lending Room. All loans are subject to The Lending Room's credit and lending criteria. Interest rates and actual repayment amounts will vary depending on a number of factors including the term of the loan, the amount borrowed, security offered and the applicant's credit rating. Higher loan values are available on request, just ask one of our friendly team.

It is not easy getting a loan when you are self employed, but Jules proved that you can be successful. Thanks for your excellent efforts on my behalf, and for keeping me well informed through the whole process. I will be enthusiastic in recommending The Lending Room.
G Fawcett

- G Fawcett
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Contact

Sick of forms? Then just give us a call during office hours.

Office hours

8.30am - 5.00pm, Monday to Friday.

Phone

0800 96 22 22

Physical Address

Level 2, 38 Business Parade North, Highbrook

Mailing Address

PO Box 87294, Meadowbank, Auckland

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If you need budgeting advice, there are many options available, including one of the below

www.familybudgeting.org.nz
www.salvationarmy.org.nz
www.sorted.org.nz