Debt consolidation

Time to get your finances sorted too.

If you’re feeling a bit bogged down by things like store cards, credit cards, loans or hire purchases you can consolidate them into one easy loan, just like Vicki – it’s simpler and could save you money.

Or go to full application

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Debt Consolidation – make things simpler

Juggling a whole lot of little debts can become a real hassle – especially when you miss a payment! Consolidate your debts with The Lending Room, and you’ll only have to manage one payment. Our experts will also make sure the terms and the interest rates are right for you.

Debt consolidation options
Secure loan

A secured loan gives you more options and better rates. All you need is a car or property to offer as security.

Bad credit loan

Even if you’ve got a bad credit history or defaults with Baycorp and are having trouble getting finance, our lending experts can probably help.

Unsecured loan

If you don’t have a car or property, or if your car already has finance on it, you can still get an unsecured loan – just talk to us.

Refinance loan

If you’re paying too much interest on a consolidated debt somewhere else, we can help. Refinance your loan with us and we’ll sort you out with an interest rate and repayments that suit you.

Loan repayment options

The best consolidated loans are the ones that are tailored to suit you – and that’s what you’ll get at The Lending Room.

You can choose to make direct debit repayments, monthly, weekly or fortnightly – it’s simple. If you set it up on your pay day, you’ll never have to worry about upcoming payments again.

You’ll also get a tailored interest rate depending on things like your financial situation and credit history – all we need is a bit of info about your circumstances, income and expenses.

How much can I afford?

Loan type:
Personal loan
Car finance
Debt consolidation
Unsecured loan
Cash advance
Loan period:
Insurance:
Your weekly repayments:
Loan repayment amounts provided are indicative only and do not constitute an offer for finance from The Lending Room. All loans are subject to The Lending Room's credit and lending criteria. Interest rates and actual repayment amounts will vary depending on a number of factors including the term of the loan, the amount borrowed, security offered and the applicant's credit rating. Higher loan values are available on request, just ask one of our friendly team.

I found the lending room very helpful and kept me informed all the way through the process.
Very friendly and delight to work with.
Thank you.

A Jamieson

- A Jamieson
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Contact

Sick of forms? Then just give us a call during office hours.

Office hours

8.30am - 5.00pm, Monday to Friday.

Phone

0800 96 22 22

Physical Address

Level 2, 38 Business Parade North, Highbrook

Mailing Address

PO Box 87294, Meadowbank, Auckland

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If you need budgeting advice, there are many options available, including one of the below

www.familybudgeting.org.nz
www.salvationarmy.org.nz
www.sorted.org.nz