Personal loans

See the world or what ever else you’re dreaming of

Whether you’re dreaming of a holiday, a wedding, home renovations or have an unexpected bill, a personal loan is a simple way to get the things you want or need.

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Personal loans to suit you

A personal loan that’s tailored to fit your lifestyle and your needs will mean you don’t just get a good deal, you’ll also get the right one. With The Lending Room’s brokers, you won’t have to wade through all different banks and lenders’ rules and criteria to find the right personal loan. We’ll do it all for you quickly and simply, so you can get going on the things like a dream holiday or wedding, travel, new furniture or getting on top of those dentist or surgery bills.

Personal loan options
Secure loan

A secured loan gives you more options and better rates. All you need is a car or property to offer as security.


If you’re looking for a new car, boat or motorbike, getting preapproved for a loan means you’ll be able to snap up the deals when you see them.

Bad credit loan

Even if you’ve got a bad credit history or defaults with Baycorp and are having trouble getting finance, our lending experts can probably help.

Unsecured loan

If you don’t have a car or property, or if your car already has finance on it, you can still get an unsecured loan – just talk to us.

Debt consolidation

Combine your store cards, credit cards, loans and hire purchases and pay them off all at once – it’s simpler and could save you money in the long run.

Refinance loan

If you’re paying too much interest somewhere else, we can help. Refinance your loan with us and we’ll sort you out with an interest rate and repayments to suit you.

Loan repayment options

The best loans are the ones that are tailored to suit you – and that’s what you’ll get at The Lending Room.

You can choose to make direct debit repayments monthly, weekly or fortnightly – it’s simple. If you set it up on your pay day, you’ll never have to worry about upcoming payments again.

You’ll also get a tailored interest rate, depending on things like your financial situation and credit history – all we need is a bit of info about your circumstances, income and expenses.

How much can I afford?

Loan type:
Personal loan
Car finance
Debt consolidation
Unsecured loan
Cash advance
Loan period:
Your weekly repayments:
Loan repayment amounts provided are indicative only and do not constitute an offer for finance from The Lending Room. All loans are subject to The Lending Room's credit and lending criteria. Interest rates and actual repayment amounts will vary depending on a number of factors including the term of the loan, the amount borrowed, security offered and the applicant's credit rating. Higher loan values are available on request, just ask one of our friendly team.

I dealt with Jules to get a car loan. It was actually an enjoyable experience, not just saying that to stroke his ego because I know he will read this, but it seriously was!
I have been through the process with another company before and it was cr*p compared to this. Jules was responsive, tenacious in getting me a good deal, friendly and above all – funny. We talked the regular loan bollocks, but we also talked about TV, the foibles of being sick and Carnie car salesmen who would sell a car out from under you!
This has by far been one of the most enjoyable commercial experiences I have been through and Jules, Georgia and the Lending Room team deserve any and all accolades and praise they receive. The overall friendly laid-back approach to something that is, quite frankly, sh*t (bearing even your most sensitive financials to strangers? Bugger that!) has been very much appreciated. As a company, TLR is true to their style and design which is evident in their social media presence, processes and the people they choose to represent them.There is no other lending institution or brokerage I will ever recommend, period.
Cheers, J Gibson

(Just make the cheque out to cash Jules…ha!)

- J Gibson
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Sick of forms? Then just give us a call during office hours.

Office hours

8.30am - 5.00pm, Monday to Friday.


0800 96 22 22

Physical Address

Level 2, 38 Business Parade North, Highbrook

Mailing Address

PO Box 87294, Meadowbank, Auckland

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