Unsecured Loans

Paint the lounge or take a break – whatever you need

If you’re like Mike and don’t have a car or a house for security, you can still get a loan based on information like your income, expense and credit history.

Or go to full application

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Unsecured loans – more options for you

With an unsecured loan you can borrow $1,000- $20,000 based on your ability to pay it back, without needing an asset on the loan. We’ll look at your situation and come back with the amount you’ll be able to borrow. And we’ll make sure you get the best rates around so you can get those unexpected dentist or surgery bills sorted, or start planning the renovations, holiday or wedding of your dreams.

Other loan options
Secure loan

A secured loan gives you more options and better rates. All you need is a car or property to offer as security.

Preapproval

If you’re looking for a new business vehicle, getting preapproved for a loan means you’ll be able to snap up the deals when you see them.

Bad credit loan

Even if you’ve got a bad credit history or defaults with Baycorp and are having trouble getting business finance, our lending experts can probably help.

Debt consolidation

Combine your store cards, credit cards, loans and hire purchases and pay them off all at once – it’s simpler and could save your business money in the long run.

Refinance loan

If you’re paying too much interest somewhere else, we can help. Refinance your business loan with us and we’ll sort you out with an interest rate and repayments to suit you.

Unsecured loan repayment options

We create unsecured loans that are tailored to suit you, so they’re easier manage and pay off.

You can choose to make direct debit repayments monthly, weekly or fortnightly – it’s simple. If you set it up on your pay day, you’ll never have to worry about upcoming payments again.

You’ll also get a tailored interest rate, depending on things like your financial situation and credit history – all we need is a bit of info about your circumstances, income and expenses.

How much can I afford?

Loan type:
Personal loan
Car finance
Debt consolidation
Unsecured loan
Cash advance
Loan period:
Insurance:
Your weekly repayments:
Loan repayment amounts provided are indicative only and do not constitute an offer for finance from The Lending Room. All loans are subject to The Lending Room's credit and lending criteria. Interest rates and actual repayment amounts will vary depending on a number of factors including the term of the loan, the amount borrowed, security offered and the applicant's credit rating. Higher loan values are available on request, just ask one of our friendly team.

Awesome experience thank you. Your representative Georgia, was supportive, kind and clear about all the requirements I needed to finalize before receiving the loan. I appreciate her support and help to get all the paperwork together for the loan. Overall a highly successful and excellent experience which I will not hesitate to recommended to all who need extra finance. Thank you once again
Z  Ward

- Z Ward
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Contact

Sick of forms? Then just give us a call during office hours.

Office hours

8.30am - 5.00pm, Monday to Friday.

Phone

0800 96 22 22

Physical Address

Level 2, 38 Business Parade North, Highbrook

Mailing Address

PO Box 87294, Meadowbank, Auckland

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If you need budgeting advice, there are many options available, including one of the below

www.familybudgeting.org.nz
www.salvationarmy.org.nz
www.sorted.org.nz