If you’re like Mike and don’t have a car or a house for security, you can still get a loan based on information like your income, expense and credit history.
With an unsecured loan you can borrow $1,000- $20,000 based on your ability to pay it back, without needing an asset on the loan. We’ll look at your situation and come back with the amount you’ll be able to borrow. And we’ll make sure you get the best rates around so you can get those unexpected dentist or surgery bills sorted, or start planning the renovations, holiday or wedding of your dreams.
A secured loan gives you more options and better rates. All you need is a car or property to offer as security.
If you’re looking for a new business vehicle, getting preapproved for a loan means you’ll be able to snap up the deals when you see them.
Even if you’ve got a bad credit history or defaults with Baycorp and are having trouble getting business finance, our lending experts can probably help.
Combine your store cards, credit cards, loans and hire purchases and pay them off all at once – it’s simpler and could save your business money in the long run.
If you’re paying too much interest somewhere else, we can help. Refinance your business loan with us and we’ll sort you out with an interest rate and repayments to suit you.
We create unsecured loans that are tailored to suit you, so they’re easier manage and pay off.
You can choose to make direct debit repayments monthly, weekly or fortnightly – it’s simple. If you set it up on your pay day, you’ll never have to worry about upcoming payments again.
You’ll also get a tailored interest rate, depending on things like your financial situation and credit history – all we need is a bit of info about your circumstances, income and expenses.
Excellent customer service much superior to what I have or would have received from my bank, from beginning to end the service was nothing but friendly and informative. Thank you to Kabir, Georgia and Lisa, I will certainly refer friends and family and should I need to again I would definitely use The Lending Room.
Financial Dispute resolution
Membership number 5285
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0800 96 22 22
Level 2, 38 Business Parade North, Highbrook
PO Box 87294, Meadowbank, Auckland