I/we acknowledge that the information herein contained and/or obtained pursuant hereto (the Information) will be used for the purposes of:

1. Assessing my/our current and on-going credit worthiness; Including credit checks.
2. Administering, financing, insuring and enforcing my/our contract(s).
3. Maintaining the integrity and effectiveness of The Lending Room Limited credit records and those of credit reference agencies;
4. Marketing goods and services provided by the The Lending Room Limited and its assigns or related companies.

I/we irrevocably authorise The Lending Room Limited, or any other lender, for any and all of the foregoing purposes:

1. To obtain information that is reasonably required concerning me/us from any source including, but not limited to, credit reporting agencies, employers, past and current credit providers. I/we hereby permit all of these parties to provide such information.
2. To collect, retain and use the Information;
3. Authorise any credit reference agency or third party named in this application to disclose to The Lending Room or any other lender any personal information that such agencies or third parties hold.
4. To provide the Information to brokers and insurers providing insurance services incidental to my/our contract(s);
5. In the event of my/our default, to provide the Information (together with details of the my/our dealings with The Lending Room Limited) to credit reference agencies and to any person providing services to The Lending Room Limited in connection with my/our contract(s).

The information shall be held by The Lending Room Limited at the business address(es) of The Lending Room Limited and by other persons for the purposes described above.

Where the Information can be readily retrieved the Applicant(s) shall have access to it, the right to request correction and the right to be notified of action taken in response to any such request, subject to payment of reasonable charges.

I/we agree that is this application is accepted by The Lending Room Limited, then I/we will be bound by the Terms and Conditions contained in the Loan Contract. I/we have read and understood the particulars which have been completed in this application form and the Terms and Conditions and declare that they are true and complete and have been made to The Lending Room Limited to enable The Lending Room Limited to determine whether or not to provide finance. Any sales voucher signed by me/us shall have no effect unless and until The Lending Room Limited has approved this application and the facility has come into existence. This offer may be accepted by The Lending Room Limited communicating such acceptance to me/us either verbally or in writing and either directly or through an agent. Where there are two applicants, it shall be sufficient acceptance of this offer if The Lending Room Limited communicates it acceptance to either of us.