Terms and Conditions

The Lending Room Limited welcomes you to this web site. These Terms and Conditions are to be read in conjunction with The Lending Room Limited’s Website Privacy Policy. By viewing the pages of this web site, you acknowledge that you have read and accepted these disclaimers.

The Lending Room Limited reserves the right to update or amend these Terms and Conditions without notice at any time and your continued use of the Website/Services following any changes shall be deemed to be your acceptance of such change. It is a condition of your use of this website that you observe the Terms and Conditions at all times and your responsibility to check the Terms and Conditions regularly for any changes.

Parameter for credit

The products and services described in this web site are available only to people living in New Zealand. The Lending Room Limited regrets that, at this time, it cannot accept applications for these services from persons other than New Zealand residents. Also, the information contained in this web site should not be regarded as promoting any product or service other than those offered by The Lending Room Limited in New Zealand.

The information contained in this web site has been prepared under New Zealand law for the supply of these products and services in New Zealand only. The Lending Room Limited does not accept responsibility for the compliance of this information with the laws of any other country. Accordingly, the information is not directed at persons in any other country and should not be relied upon by persons in any country other than New Zealand.

If you plan to emigrate to New Zealand, you will be able to obtain further information about The Lending Room Limited products and services upon your arrival.

Applications for credit

All applications for credit are subject to The Lending Room Limited and/or the Financial Provider’s lending criteria as applicable at the time of application. No information on this website is intended to constitute an offer to enter into any transaction or relationship with you, the promotion of any product or service other than those offered by The Lending Room Limited in New Zealand, or to provide the basis of any credit.

All online applications are subject to verification of information. If it is shown that information has been falsified, then The Lending Room Limited may, at its discretion refer your application to the appropriate authorities.
Parents who wish to allow their children access to and use of the website should supervise such access and use. The Lending Room Limited can only accept applications from those over 18 years of age and will take action to verify the identity of each applicant.

Information

While The Lending Room Limited has taken every care to ensure that the information contained on this web site is complete and accurate, it does not represent or warrant the accuracy or completeness of any information on this web site or that this information is suitable for your intended use. The Lending Room Limited accepts no responsibility or liability arising from or in connection with your use of this web site and the information contained on it.

The Lending Room Limited reserves the right to change any information available on this website at any time, without notice, including but not limited to terminating or discontinuing all or any aspects of this site. The Lending Room Limited may also impose limits on or terminate certain features or services without notice or liability. However, any changes will not affect any contract that you may have with The Lending Room Limited. The Lending Room Limited will not be liable for any loss or damage which may arise directly or indirectly as a result of such changes.

Please consult staff member of The Lending Room Limited before selecting a product or service or acting on the basis of information provided by this web site.

Any information provided by you is protected by the Privacy Policy associated with this website. You may access personal information held by The Lending Room Limited by contacting us and request correction of any errors in that information.

By providing information to The Lending Room Limited, you grant to The Lending Room Limited the right to transmit and distribute such information. You further recognize that The Lending Room Limited does not want you to, and you warrant that you shall not, provide any information to The Lending Room Limited that is defamatory, harassing, plagiarised or otherwise unlawful.

Third Party Websites

Links to third party websites that are controlled and maintained by other entities may be provided on this website. Any link to other websites are not endorsements, affiliations or associations of such websites and you acknowledge and agree that The Lending Room Limited is not responsible for the content or availability of any such sites. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other unfavourable elements.

Intellectual Property Rights

The Lending Room Limited holds all copyright and other intellectual property rights in this website and its contents and reserves all rights, save as provided in this disclaimer. You may electronically reproduce and store the contents of this web site solely for the purposes of viewing this website, or saving web site content, for your own personal use. You may not display or distribute the content of any of these pages in public or where the content is accessible to the public, including any reproduction in any form on the Internet, without permission from The Lending Room Limited.

Any infringement of The Lending Room Limited’s intellectual property rights will be fully enforced under New Zealand law.

External Links

Please do not create a link to any of the pages on this web site without the prior permission of The Lending Room Limited. If you do create a link to any of the pages on our web site, you acknowledge that you are responsible for all direct or indirect consequences of the link, and you indemnify The Lending Room Limited for all loss, damage, liability, costs or expense arising from or in connection with the link.

If you wish to create a link to any of the pages on this web site, please contact us.

Hypertext Links which The Lending Room Limited provides on this web site to other Internet resources are not investigated or monitored by The Lending Room Limited. Accordingly, the content, timeliness, opinions and Hypertext Links found on Internet resources to which we provide Hypertext Links are also not investigated or monitored by The Lending Room Limited.

Security

Information transmitted over the Internet is inherently insecure. However The Lending Room Limited provides encrypted application forms to ensure security of your personal information. Once The Lending Room Limited receives any personal information from you, The Lending Room Limited will hold that information securely and will only use it to provide information to you and for statistical purposes. Please see our Privacy Policy for further information regarding our website security.

Tools and Services

The Lending Room Limited does not represent or warrant the accuracy, adequacy or completeness of any information provided by the calculators and/or interactive tools on this website which are intended to be illustrative only.

Any services or communication tools provided on this website, such as email, chat areas and/or other message or communication facilities, are for your personal and non-commercial use only.

Any service that requires you to open an account you will require you to provide certain information and register a username and password for use with that service. The confidentiality and maintenance of the username and password and for all activities that take place under your account are your responsibility. You agree to immediately notify us of any unauthorised use of your password or account or any other breach of security. In no event will The Lending Room Limited be liable for any indirect or consequential loss or damage whatsoever resulting from the disclosure of your username and/or password. You may not use another person’s account at any time, without the express permission of the account holder.

The Lending Room Limited has the right to terminate your access to any or all of the services at any time, without notice, for any reason, including without limitation, breach of these Terms and Conditions. We may also at any time, at our sole discretion, discontinue the Website/Services or any part thereof without prior notice and you agree that we shall not be liable to you or any third party for any termination of your access to the Website/Services.

Disclaimer

The Lending Room Limited will not be liable for any indirect or consequential loss or damage whatsoever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the website as permitted by law.

You agree to indemnify and hold The Lending Room Limited harmless from and against any breach, by you, of these Terms and Conditions and any claim or demand brought against The Lending Room Limited by any third party arising out of your use of the website and/or any content submitted, posted or transmitted through the website, including without limitation, all claims, actions, proceedings, losses, liabilities, damages, costs, expenses (including reasonable legal costs and expenses) howsoever suffered or incurred by The Lending Room Limited in consequence of your breach of these Terms and Conditions.

Content and information on this website may contain inaccuracies and typographical errors. The Lending Room Limited does not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through the site. You acknowledge that any reliance on any such opinion, advice, statement, memorandum, or information shall be at your sole risk. The Lending Room Limited reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the site. The Lending Room Limited may make any other changes to the site, the materials and the products, programs, services or prices (if any) described in the site at any time without notice.

The Lending Room Limited strongly recommends that you seek independent advice before acting on any information on this website. This website is not designed for the purpose of providing personal financial or investment advice.

This website and these Terms and Conditions are governed by, and are to be interpreted consistently with, New Zealand law. Any disputes arising out of the same shall be resolved by the exclusive jurisdiction of the Courts of New Zealand. If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

If you have any questions or comments about The Lending Room Limited’s website or Terms and Conditions, please feel free to contact us by sending an e-mail request to info@thelendingroom.co.nz.

Services

Legal

Terms and conditions Privacy policy Disclosure statement

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© 2016 The Lending Room Limited.

Contact

Sick of forms? Then just give us a call during office hours.

Office hours

8.30am - 5.00pm, Monday to Friday.

Phone

0800 96 22 22

Physical Address

Level 2, 38 Business Parade North, Highbrook

Mailing Address

PO Box 87294, Meadowbank, Auckland

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